At Swann Insurance, we understand that your bike is important to you and your lifestyle. We also realise that not all riders are the same. That's why we've developed a range of covers to suit different needs. Whether you're a devoted cyclist, a cycling commuter or a recreational enthusiast who loves to ride for fitness and leisure, we have the perfect level of protection for you and your bicycle.
CycleSmart™ Bicycle Insurance will cover your bike against accidental damage, fire and theft. We'll even cover you for any legal liability for damage to other people or their property.*
To help you decide what level of protection is best for you, you can choose from three levels of cover:
Recreational / Commuter / Elite covers
We will provide cover if your Bicycle is:
Third party liability cover is also automatically included with all CycleSmart™ Bicycle Insurance covers.
Third party liability cover
CycleSmart™ third party liability cover insures you for up to $1,000,000 including legal costs and expenses, for loss or damage to someone else’s property, or death or bodily injury to other people as a result of any one accident during the Period of insurance involving your Bicycle anywhere in Australia. This cover is also extended to any other rider using your Bicycle with your permission.
Commuter & Elite
We extend cover to include Accessories which are accidentally damaged or if they are stolen when the Bicycle is stolen.
Elite
We extend cover to include:
If a claim is made and accepted, Swann will either:
To apply for CycleSmart™ Bicycle Insurance, simply call or drop-in to either CBD CYCLES store: